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Closing Costs

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Don't forget to factor in closing costs when considering a home sale or purchase. Chaffin Light Real Estate is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 970-379-2299 if your needs include a professional REALTOR® ready for the business side of real estate.
Aspen Homes
Aspen Homes

What closing costs should you expect?

There are certain normal expenses related to closing the sale of a house. These expenses are commonly split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Colorado to help guide you through the transaction.

Closing costs that are tied to financing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the optimal sales price, but I'll also push for lower closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're purchasing a home in Pitkin County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not stunned when you show up at the closing table. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates of concern.

 

 

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